Best Financial Wellness Software
Financial wellness software provides organizations with the tools necessary to implement, manage, and administer financial wellness programs. These solutions help companies equip their employees with financial management education, including planning, budgeting, and alleviating financial stress. Financial wellness software includes features such as budgeting tools, gamification, financial goal planning, debt management, and money management coaching. These solutions may also include tools to help with budget creation, goal setting, and tracking of spending, assets, and financial management progress. Financial wellness software also includes reporting and analytics features that help companies improve employee engagement, retention, and productivity. Businesses can provide financial wellness solutions in tandem with corporate wellness software to provide a comprehensive wellness initiative to cover physical, mental, and financial health. All company sizes, industries, and departments can benefit from these solutions.
To qualify for inclusion in the Financial Wellness category, a product must:
Best Financial Wellness Software At A Glance
G2 takes pride in showing unbiased reviews on user satisfaction in our ratings and reports. We do not allow paid placements in any of our ratings, rankings, or reports. Learn about our scoring methodologies.
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
SmartDollar is a financial wellness program designed to help employees take control of their money, reduce financial stress, and achieve lasting financial success. Trusted by thousands of benefits tea
- HR Manager
- CEO
- Construction
- Manufacturing
- 53% Mid-Market
- 38% Small-Business
1,006,365 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
DailyPay is a worktech platform driven by its mission to power daily opportunities for workers everywhere to live a better financial life. DailyPay’s platform, featuring the industry-leading On-Demand
- Hospital & Health Care
- Restaurants
- 80% Enterprise
- 17% Mid-Market
3,311 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Wisely® by ADP gives employers the convenience and flexibility of a 100% electronic pay. It also provides employees with a digital banking alternative that comes with financial wellness tools. With
- 49% Mid-Market
- 23% Enterprise
48,770 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
HelloWallet guides you through building a solid financial foundation and helps you to take small steps on your financial wellness journey.
- 54% Small-Business
- 38% Enterprise
22,781 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Peanut Butter makes it easy for employers to offer student loan assistance as a benefit. Companies of all sizes look to Peanut Butter to administer student loan repayment plans and to provide employee
- Education Management
- Financial Services
- 66% Mid-Market
- 19% Small-Business
640 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Your business is built to grow—and so is our 401(k) plan. It’s easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and s
- CEO
- Owner
- Computer Software
- Financial Services
- 75% Small-Business
- 24% Mid-Market
36,620 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Tapcheck is a financial wellness benefit that allows employees to access their earnings before payday. Available at no cost to employers, Tapcheck uses an intuitive mobile app to give workers greater
- Owner
- Human Resources Manager
- Hospital & Health Care
- Health, Wellness and Fitness
- 73% Mid-Market
- 25% Small-Business
542 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Skylight® PayOptions™ is a paycard program that assists in helping you make payroll paperless and gives your employees a convenient way to receive their paychecks.
- 67% Small-Business
- 22% Mid-Market
24,017 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
ZayZoon is the financial empowerment platform for SMBs. With ZayZoon, payday finally comes with the push of a button. It’s free for employers and takes only 30 minutes to implement. Employees can use
- Owner
- HR Manager
- Hospital & Health Care
- Hospitality
- 69% Mid-Market
- 21% Small-Business
793 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
- Education Management
- Consumer Services
- 46% Enterprise
- 43% Mid-Market
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Rain is the easy way for employers to offer employees control over their finances with instant access to their earned wages. Employers that choose Rain see an increase in retention, job applications,
- Hospital & Health Care
- Restaurants
- 50% Mid-Market
- 46% Enterprise
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Businesses that partner with
- Hospital & Health Care
- Retail
- 67% Mid-Market
- 20% Enterprise
1,739 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Branch is the leading workforce payments platform that delivers fast, flexible options for people to get paid. Easily pay W-2 and 1099 workers: offer cashless tips, reimbursements, paycard alternati
- Restaurants
- Food & Beverages
- 59% Mid-Market
- 22% Small-Business
2,736 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
FinFit was established in 2008 and currently services over 200,000 organizations across the United States. The company’s SaaS-based model provides holistic financial wellness services that include a p
- 50% Small-Business
- 42% Mid-Market
259 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Your Money Line (YML) is a leading financial wellness benefit that helps employees navigate financial challenges, plan for the future, and reach their goals. YML makes it easy for employers to off
- Automotive
- 54% Mid-Market
- 31% Enterprise
497 Twitter followers
- Overview
- User Satisfaction
- Seller Details
Spring is a financial health and wellness benefit that helps employees reduce financial stress, increase financial education, and reach their financial goals and dreams. Spring is a recruitment, produ
- Teacher
- Primary/Secondary Education
- Education Management
- 53% Mid-Market
- 26% Enterprise
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Paytient is an employee health payment platform that employers, health plans, or TPA’s embed in their benefit offering. Paytient enables employees to pay medical, dental, pharmacy, vision, or veterina
- Primary/Secondary Education
- Hospital & Health Care
- 58% Mid-Market
- 28% Small-Business
194 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Mintago is the all-in-one platform for businesses that want to invest in their team’s financial wellbeing. We’re simplifying the world of finance for employees — bringing everything they need together
- 67% Mid-Market
- 27% Small-Business
122 Twitter followers
- Overview
- User Satisfaction
- Seller Details
Trusted financial wellbeing for your entire workforce.
- 40% Small-Business
- 30% Mid-Market
1,380 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Edukate is a workplace financial wellness benefit designed to help employees make more confident personal financial decisions.
- Computer Software
- 55% Mid-Market
- 40% Small-Business
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
MoneyWellth is a comprehensive financial application that can help users learn about important financial topics, from having a baby to planning for retirement. MoneyWellth has an extensive library of
- 50% Small-Business
- 42% Mid-Market
- Overview
- User Satisfaction
- Seller Details
Savology's modern financial wellness benefit actually makes a difference in employees’ lives through personalized financial planning, coaching, and education. By partnering with Savology, employers ar
- 67% Small-Business
- 17% Mid-Market
251 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
The Digital Onboarding engagement platform helps banks and credit union marketers turn account openers into engaged and profitable relationships. Institutions use the platform to: • Increase account
- 75% Small-Business
- 25% Mid-Market
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Recruit, retain and improve employee productivity with the Earnin benefit. Earnin is a Financial Wellness platform specifically designed to help employees avoid debt, pay their bills, save for the fu
- 58% Small-Business
- 25% Enterprise
13,406 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
- 75% Mid-Market
- 25% Enterprise
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
nudge is the global financial education platform that demystifies money management for all. Drawing on behavioral psychology and data, our platform offers personalized, engaging financial knowledge a
- 50% Enterprise
- 25% Mid-Market
2,994 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Make SoFi work for your company. SoFi’s unique employee benefits - student loan contributions, refinancing, and education - offer an easy and comprehensive way to build financial wellness at your comp
- 50% Mid-Market
- 25% Enterprise
157,810 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Brightside helps people make the right money moves - from accessing emergency cash to consolidating credit card debt and managing student loans.
- 100% Small-Business
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Financial Fitness Group (FFG) is an enterprise software company that developed a financial e-learning platform and actionable ecosystem designed to teach individuals the language of money. FFG is the
- 33% Small-Business
- 33% Enterprise
130 Twitter followers
- Overview
- User Satisfaction
- Seller Details
Questis is a workforce financial empowerment company providing a complete personal finance solution. We help businesses become life-changing employers by helping employees solve the root causes of fin
- 100% Small-Business
736 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
VIVA improves employees' financial well-being through its affordable lending program and financial education resources.
- 67% Mid-Market
- 33% Enterprise
- Overview
- User Satisfaction
- Seller Details
The platform is the engine behind financial games and gamification. This enables the financial services firms in Europe to activate their customers for sustainable financial behaviour.
- 50% Mid-Market
- 50% Small-Business
1,369 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Compdesk allows employees to manage their equity compensation, and optimize their retirement planning. Equity compensation can be life-changing, but creating a strategy to manage stock options is
- 50% Enterprise
- 50% Mid-Market
- Overview
- User Satisfaction
- Seller Details
Employers can now give the Benefit of Financial Wellness with Gift of College.
- 100% Small-Business
8,186 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Instant Financial is at the forefront of earned wage access and flexible employee pay solutions, providing businesses with innovative tools to enhance financial wellness for their teams. By offering c
- Restaurants
- 90% Enterprise
- 10% Mid-Market
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Keepify is a small, growing effort to change the face of online financial tools for consumers.
- 100% Mid-Market
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Helps improve employee retention and productivity. By helping employees manage debt, build a savings habit and access earned pay, we offer an impactful benefit employees truly value.
- 50% Enterprise
- 50% Mid-Market
1,666 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
SmartPath Financial Care Plans help employees through stressful financial situations, one step at a time, in four different channels.
- 50% Enterprise
- 50% Mid-Market
438 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
We offer workplace pensions platform in the UK. Assess your staff, generate letters, delegate tasks, add your professional adviser all in a few minutes.
- 100% Small-Business
1,606 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Tradimo helps people to actively take control of their financial future by teaching them how to trade, invest and manage their personal finance.
- 50% Small-Business
- 50% Mid-Market
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Best Money Moves is a mobile-first service designed to help people measure financial stress and then dial it down in order to get control of their financial lives. The service is sold to employers who
- 100% Enterprise
1,412 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
BrightDime offers everything your company needs to succeed with financial wellness today.
- 100% Small-Business
180 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
BrightPlan is a leader in Total Financial Wellness and partners closely with brokers to support their clients and their employees’ financial well-being. BrightPlan provides a comprehensive personal fi
- 100% Enterprise
- Overview
- User Satisfaction
- Seller Details
Enrich.org offers holistic workplace financial wellness programs to employers, organizations, financial institutions, credit unions, and Financial Advisers.
- 100% Mid-Market
465 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Dedicated to protecting and growing the wealth of our clients, Financial Alliance offers the following financial consulting services that fit perfectly with your financial needs and wants, regardles
- 100% Small-Business
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Husky’s technology unlocks the power of workplace pensions for businesses of all sizes. We offer pension schemes, salary exchange, and payroll systems to enhance financial well-being and prosperity. W
- 100% Small-Business
145 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
IonTuition is the most experienced, employee-centric partner in student loan repayment benefit solutions with a comprehensive approach to financial wellness.
- 100% Mid-Market
1,080 Twitter followers
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
- 100% Mid-Market
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Did you think that student loan assistance was too expensive for your company? For zero dollars, you can provide student loan assistance to all of your employees
- 100% Mid-Market
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Mentoro is a financial education company that helps employers address financial stress within their workforce. Financial stress often leads to increased turnover, absenteeism, and low employee engagem
- 100% Mid-Market
57 Twitter followers
- Overview
- User Satisfaction
- Seller Details
Sagitec Solutions, LLC, is a global software provider focused on solving the most complex, business-rule driven problems with the best experts and nimblest technology. Sagitec designs and delivers com
- 100% Mid-Market
- Overview
- User Satisfaction
- Seller Details
OrbisPay provides a Wages On-Demand™ solution that allows employees to get instant access to their earnings ahead of their paycheck. We believe that everyone should have access to the money they earn
- 100% Mid-Market
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Origin – The All-in-One Financial Wellness Platform Origin empowers employees to take control of their finances with a comprehensive financial wellness solution. From budgeting and investing to tax
- 100% Small-Business
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
- 60% Mid-Market
- 40% Enterprise
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Attigo® by Ascendium is a suite of student loan repayment support solutions. When included in an employee benefit package, they make recruitment and retention easier and engagement and productivity be
- 100% Small-Business
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Wagestream allows your employees to stream a % of their wages as they are earned, stream their salary directly into a savings account and get financial education in real-time - all without any impact
- 100% Mid-Market
- Overview
- User Satisfaction
- Seller Details
COMBINE ALL YOUR EMPLOYEE APPS IN ONE Don’t add yet another app to your growing pile of employee apps (that never gets used). Instead, All Gravy is an all-in-one employee app that combines all the c
- Overview
- User Satisfaction
- Seller Details
AskTrack is a transformational retirement planning solution for advisors.
296 Twitter followers
- Overview
- User Satisfaction
- Seller Details
Our software has managed pension plans and served participants with web-accessible benefits information for fifteen years. It has brought major corporations the capability to administer complex plans
- Overview
- User Satisfaction
- Seller Details
Candidly is a student debt and savings optimization platform that personalizes a path for users to move beyond their student debt and into building wellness and wealth. Candidly powers employer-sponso
- Overview
- User Satisfaction
- Seller Details
Simpler, smarter student loans for a brighter future.
4,182 Twitter followers
- Overview
- User Satisfaction
- Seller Details
Our financial well-being platform tackles the #1 source of employee stress, helping your workforce stay healthy, engaged, and productive. What do we do?: 1. We provide smart financial tools that
- Overview
- User Satisfaction
- Seller Details
SalaryCredits is a leading Employee Financial Wellness Company, this will help improve an employee’s financial wellness and happiness in the workplace. Salarycredits enables employers to significantly
- Overview
- User Satisfaction
- Seller Details
Sum180 equips your employees with tools they actually need to strengthen and build their financial picture
487 Twitter followers
- Overview
- User Satisfaction
- Seller Details
Koppr puts your employees above all. We help you become an employee-first organisation and stay ahead of the curve. In today’s dynamic and challenging business environment, we give you the tools to en
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
Money Starts Here provides financial education programs that change lives and reduce the impact financial stress has on individuals, families, schools, businesses and communities.
- 100% Small-Business
- Overview
- User Satisfaction
- Seller Details
MyEva is your friendly financial coach, here to help you with all your money-related matters from saving for the future, moving or buying a new home, to sorting out your retirement. Available as an em
- Overview
- User Satisfaction
- Seller Details
ProAdmin is a tool which assists benefit analysts in determining benefits and easily connects to existing databases if needed.
- Overview
- User Satisfaction
- Seller Details
PX3000 provides you with the means to easily and efficiently manage and administer all pension and benefits plans and packages.
23 Twitter followers
- Overview
- User Satisfaction
- Seller Details
Rudder Fi is a comprehensive employee financial wellness benefit. Rudder Fi empower employees to take control of their finances and to make sound financial decisions. Rudder Fi is centered around prov
- Overview
- User Satisfaction
- Seller Details
Advance your employees' financial health The health and vitality of your organization depend on your valued employees. With that in mind, we offer a customizable employer program with a suite of solut
- Overview
- Pros and Cons
- User Satisfaction
- Seller Details
A tip calculator designed for restaurants by restaurants. Not only does it simplify tip calculations, but it also offers flexible features for all types of tip distribution models. Say goodbye to time
- 100% Mid-Market
- Overview
- User Satisfaction
- Seller Details
Combat wage inflation with cost-effective methods to attract, retain, and develop talent through tax-advantaged benefits that help employees (and family members) navigate the ever increasing cost of e
- Overview
- User Satisfaction
- Seller Details
Vebnet offers a portal for flexible benefits and rewards administration.
Learn More About Financial Wellness Software
What is Financial Wellness Software?
Financial wellness software helps employers optimize financial wellness programs. These solutions provide employees with financial education and assistance to improve their financial wellness, resulting in improved employee engagement and productivity.
Key Benefits of Financial Wellness Software
- Provides employees with financial education
- Measures financial literacy program effectiveness/li>
- Reduces employee financial stress
- Increases employee productivity
Why Use Financial Wellness Software?
From student loan debt to the cost of caring for aging parents, all employees experience high levels of stress related to financial burdens. As such, employees need financial planning benefits beyond the 401(k) or other retirement fund. In fact, many employees are so debt-logged now, they cannot focus on saving for the future. More and more employees are dipping into their retirement savings to help pay down student loan debt on top of the high costs of raising a family, buying a home, and so on.
According to the Consumer Financial Protection Bureau, 71% of employees claim that uncertainty about their financial situation contributes the most to stress, and 10% of employees have skipped work in the past year to address financial stress. Meanwhile, 66% of HR professionals claim that corporate wellness programs are the most important benefit they can provide to their employees to increase engagement and boost productivity.
Employers are increasingly implementing or enhancing their financial wellness initiatives, and as a result are experiencing higher employee satisfaction with benefits packages. Financial wellness programs help companies enhance employee engagement, improve productivity, and increase benefits participation.
Who Uses Financial Wellness Software?
Every employee at companies of every size in every industry can benefit from using financial wellness software. Financial wellness initiatives educate employees to increase their financial wellness. This occurs via a financial wellness platform that provides education, money management, financial counseling, and more.
Financial Wellness Software Features
Financial wellness solutions are an essential part of corporate wellness. These solutions help employees assess and address any financial issues they may be dealing with, including credit card debt, student loans, retirement savings, and so on. Beyond providing employees with insights into their financial situation, these solutions often offer education, access to financial coaches, budgeting solutions, and even access to loans if necessary.
Personalized dashboard — Employees can gain a real-time comprehensive view of their financial health from spending habits to debt payment. These dashboards can provide a view into all accounts, including 401(k), savings and checking account balances, HSA/FSA, and so on. This holistic view can help employees set goals and track their progress.
Personalized financial assessment — Private self-assessments help employees determine their financial wellness needs and identify areas that need improvement.
Financial education — Financial educational courses will help employees understand important financial concepts most relevant to their needs.
Budgeting platform — Budgeting tools help employees effectively manage their financial situation.These tools might include budget alerts or payment scheduling tools.
Financial analytics — Analytics can provide HR personnel and management with insights into how stressed their employees are and can also provide insight into program usage.
Additional Corporate Wellness Features
Financial coaching — On-demand financial coaching can guide employees through stressful financial situations.
Loans — Some solutions might provide employees with guidance on and access to loans for immediate financial relief.
Many financial wellness tools will also offer earned wage access capabilities.
Potential Issues with Financial Wellness Software
Financial arrangements with financial wellness companies — Some wellness providers are owned or affiliated with companies, like insurance, that sell financial products, such as annuities, mutual funds, and so on. These products or services might come in the form of financial coaching sessions or personal financial wellness assessments. Employers need to verify that any financial wellness solutions provided to their employees are in their best interest and are not additional products being pushed onto their employees in the name of financial wellness.
Financial wellness companies’ main focus — If financial wellness vendors focus on a variety of solutions beyond financial wellness, such as corporate wellness or benefits administration, the quality of their financial wellness solutions might not be as holistic as employees are hoping for. Some companies include financial wellness solutions as an add-on to larger corporate wellness or benefits admin solutions and might not provide the personalized and in-depth solutions that can really help employees make the most meaningful financial changes and improvements.
Lack of certification — Some financial coaches are actually salespeople pushing financial products. When looking for a financial wellness vendor, businesses and HR personnel should look for vendors that employ certified financial planners or licensed coaches.
