Compare Mesh Payments and Ramp 
At a Glance
Market Segments
Mid-Market (65.6% of reviews)
Small-Business (59.7% of reviews)
Entry-Level Pricing
Free
Free
Mesh Payments
Star Rating
(1,058)4.6 out of 5
Market Segments
Mid-Market (65.6% of reviews)
Entry-Level Pricing
Free
Browse all 3 pricing plansRamp
Star Rating
(2,120)4.8 out of 5
Market Segments
Small-Business (59.7% of reviews)
Entry-Level Pricing
Free
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- Users report that Ramp excels in "Digital Receipt Management," with a score of 9.6, making it easier for employees to manage their receipts efficiently. In contrast, Mesh Payments received a lower score of 8.9 in this area, indicating that users find it less effective for receipt handling.
- Reviewers mention that Ramp's "Expense Automation" feature is highly rated at 9.5, allowing for seamless expense reporting. Meanwhile, Mesh Payments falls short with a score of 8.5, suggesting that users may experience more manual processes when using this feature.
- G2 users highlight Ramp's superior "Bank / Credit Card Integration" with a score of 9.3, which facilitates smoother financial tracking. In comparison, Mesh Payments scored 8.7, indicating potential challenges in integrating banking data effectively.
- Users on G2 appreciate Ramp's "Employee Reimbursement" process, scoring 9.4, which is noted for its efficiency and user-friendliness. Conversely, Mesh Payments scored 8.5, suggesting that users may face more hurdles in getting reimbursed.
- Reviewers say that Ramp's "Smart Categorization" feature, rated at 9.0, helps in automatically categorizing expenses, enhancing user experience. Mesh Payments, with a score of 8.5, may not provide the same level of automation, leading to more manual categorization efforts.
- Users report that Ramp's "Approval Workflows" are highly rated at 9.4, making it easier for teams to manage expense approvals. In contrast, Mesh Payments scored 8.1, indicating that users may find the approval process less streamlined and more cumbersome.
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Pricing
Entry-Level Pricing
Ramp
Ramp
Free
Control spend, automate payments, and close the books faster for greater financial health on the ultimate platform.
- Unlimited cards and smart controls
- Automated receipt collection and matching
- Expense and mileage reimbursements
Free Trial
Mesh Payments
No trial information availableRamp
Free Trial is available
Ratings
Meets Requirements
9.1
924
9.4
1,650
Ease of Use
9.2
965
9.5
1,687
Ease of Setup
9.0
483
9.3
1,032
Ease of Admin
9.2
194
9.4
1,021
Quality of Support
9.2
602
9.2
1,390
Has the product been a good partner in doing business?
9.4
190
9.5
1,006
Product Direction (% positive)
9.1
925
9.7
1,573
Features by Category
Expense Reports
8.6
494
9.2
842
8.7
490
9.3
991
8.5
492
9.0
938
8.9
515
9.6
1086
8.5
462
9.4
854
8.4
457
8.6
428
8.6
394
Feature Not Available
Agentic AI - Expense Management
Not enough data
Not enough data
Not enough data
Not enough data
Travel Management
8.4
489
Feature Not Available
8.0
450
8.1
409
8.0
434
Feature Not Available
7.8
376
8.5
454
Client Invoicing
8.3
414
Feature Not Available
8.9
455
Feature Not Available
8.3
401
Feature Not Available
Mobile
8.9
456
9.5
1068
7.6
374
Feature Not Available
7.5
370
Feature Not Available
Platform
7.3
343
8.6
635
7.8
350
8.8
678
Administration
7.8
335
8.9
453
Administration
7.9
384
9.0
793
8.3
404
9.3
903
8.6
418
9.4
1041
8.3
380
9.3
941
8.5
398
9.4
1013
Platform
8.4
404
9.1
868
7.8
364
8.9
642
8.1
365
Feature Not Available
8.8
409
9.5
1003
8.4
392
9.0
681
7.5
338
Feature Not Available
Tracking
9.1
216
Not enough data
8.7
191
Not enough data
Feature Not Available
Not enough data
Management
Feature Not Available
Not enough data
7.9
171
Not enough data
8.4
199
Not enough data
Insights
8.1
172
Not enough data
8.0
174
Not enough data
Feature Not Available
Not enough data
8.5
197
Not enough data
Agentic AI - SaaS Spend Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Setup
8.2
243
9.1
596
8.6
252
9.3
740
8.4
229
9.3
395
Performance
7.8
210
Feature Not Available
8.0
210
Feature Not Available
7.8
209
8.2
395
8.0
215
8.9
524
Payment Cards
8.6
231
9.3
556
8.6
225
9.5
598
8.0
216
9.4
648
Reporting
8.6
226
9.5
646
8.3
220
9.2
544
8.3
221
9.1
523
Feature Not Available
Feature Not Available
Payments
8.1
218
9.2
513
8.5
218
9.2
536
Feature Not Available
9.2
582
7.6
194
9.2
506
Fraud & Risk Management
8.5
232
9.3
678
8.7
231
9.4
652
8.7
226
9.4
645
Agentic AI - Spend Management
Not enough data
Not enough data
Planning
Not enough data
9.0
26
Not enough data
7.8
25
Not enough data
8.0
25
Not enough data
8.1
24
Execution
Not enough data
7.9
25
Not enough data
8.5
26
Not enough data
7.4
24
Analytics
Not enough data
8.8
28
Not enough data
9.0
28
Not enough data
8.3
29
Agentic AI - Procure to Pay
Not enough data
Not enough data
Data Management
Not enough data
8.5
31
Not enough data
9.2
32
Not enough data
8.3
31
Not enough data
9.1
32
Not enough data
8.8
31
Agentic AI - Accounts Payable (AP) and Spend Analysis
Not enough data
Not enough data
Analytics
Not enough data
7.8
31
Not enough data
7.9
30
Not enough data
8.1
31
Not enough data
8.8
32
Recovery
Not enough data
8.8
30
Not enough data
7.8
29
AP Data Processing
Not enough data
8.8
29
Not enough data
9.1
29
Not enough data
9.2
28
Invoice Management
Not enough data
9.4
111
Not enough data
Feature Not Available
Not enough data
8.8
106
Invoice Processing
Not enough data
9.1
113
Not enough data
9.3
115
Not enough data
9.1
116
Not enough data
Feature Not Available
Analytics
Not enough data
9.1
113
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Integration
Not enough data
9.1
116
Not enough data
Feature Not Available
Not enough data
8.6
106
Risk
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Recovery
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Audit
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
8.1
99
Not enough data
8.7
104
Fraud
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Agentic AI - AP Automation
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Expense Reporting
8.5
101
9.5
96
8.4
94
9.3
91
8.3
95
9.4
91
8.2
99
9.4
94
Travel Management
8.4
489
Feature Not Available
8.0
450
8.1
409
8.0
434
Feature Not Available
7.8
376
8.5
454
Approval
8.3
92
9.4
93
8.1
92
9.4
84
8.3
97
9.6
97
AI - Travel Management
Not enough data
8.0
20
Not enough data
7.9
20
Not enough data
8.0
20
Not enough data
8.7
20
Not enough data
8.8
20
Agentic AI - Travel Management
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Agentic AI - Vendor Management
Not enough data
Not enough data
Revenue Recognition
Not enough data
8.9
59
Not enough data
7.2
55
Not enough data
7.4
55
Categories
Categories
Shared Categories
Mesh Payments and Ramp are categorized as Spend Management, Travel Management, and Expense Management
Unique Categories
Mesh Payments is categorized as SaaS Spend Management
Ramp is categorized as Procure to Pay, AP Automation, Vendor Management, and Accounts Payable (AP) and Spend Analysis
Reviews
Reviewers' Company Size
Mesh Payments
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Ramp
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Computer Software
27.2%
Information Technology and Services
11.3%
Marketing and Advertising
8.2%
Computer & Network Security
6.6%
Financial Services
4.5%
Other
42.3%
Computer Software
14.4%
Information Technology and Services
8.9%
Non-Profit Organization Management
6.7%
Financial Services
5.3%
Construction
4.6%
Other
60.1%
Most Helpful Reviews
Mesh Payments
Most Helpful Favorable Review
Verified User in Information Technology and Services
How easy it is to report invoices and receipts to finance dept. I also really love that there is a hot swappable physical card that you can connect to multiple digital cards.
Most Helpful Critical Review
Verified User in Computer Software
Customer support reps are not equipped to help customers Product onboarding is very cumbersome (took me 2+ hours and still haven't made first payment)
Ramp
Most Helpful Favorable Review
Brian G.
Verified User in Religious Institutions
Ramp does a great job at the most basic/core function of providing a great platform for corporate cards. Its easy for our employees to use and provides a great number of features that encourages employees to track expenses better. Meanwhile, the platform...
Most Helpful Critical Review
Mitch C.
Verified User in Real Estate
We had our credit line reduced to ZERO after our January payment posted with absolutely no notice or communication. Field team went to use the card for gas, and was declined. I called thinking this was an error, and they said one of the connected bank...
Verified User in Information Technology and Services
How easy it is to report invoices and receipts to finance dept. I also really love that there is a hot swappable physical card that you can connect to multiple digital cards.
Brian G.
Verified User in Religious Institutions
Ramp does a great job at the most basic/core function of providing a great platform for corporate cards. Its easy for our employees to use and provides a great number of features that encourages employees to track expenses better. Meanwhile, the platform...
Verified User in Computer Software
Customer support reps are not equipped to help customers Product onboarding is very cumbersome (took me 2+ hours and still haven't made first payment)
Mitch C.
Verified User in Real Estate
We had our credit line reduced to ZERO after our January payment posted with absolutely no notice or communication. Field team went to use the card for gas, and was declined. I called thinking this was an error, and they said one of the connected bank...
Discussions
What is mesh payment system?
1 comment
JS
It's a flexible system that helps you issue virtual credit cards to employees and is very useful.Read more
How do you use mesh payment?
1 comment
Official Response from Mesh Payments
Thanks for your question. Mesh is a finance automation platform that gives finance managers better control and leverage over their corporate spend while...Read more
How do I add money to my mesh?
1 comment
Official Response from Mesh Payments
Thanks for your inquiry. You can add funds to your account via the Mesh platform, where you can see your balance and manage your budget in real time. For...Read more
When can we expect a native iOS app? When can we see Microsoft identity integration?
3 comments
NS
Hi Jason - Happy to share that our team is heads-down working on a beta release for iOS due in August. No plans for Microsoft SSO on the roadmap, but if...Read more
Ramp has no more discussions with answers
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