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Compare Wave and Zoho Invoice 
At a Glance
Market Segments
Small-Business (95.2% of reviews)
Small-Business (83.1% of reviews)
Entry-Level Pricing
$20-$35 per month
$0 100% free. Forever.
Wave
Star Rating
(298)4.3 out of 5
Market Segments
Small-Business (95.2% of reviews)
Entry-Level Pricing
$20-$35 per month
Browse all 3 pricing plansZoho Invoice
Star Rating
(363)4.7 out of 5
Market Segments
Small-Business (83.1% of reviews)
Entry-Level Pricing
$0 100% free. Forever.
Learn more about Zoho InvoiceSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- Users report that Wave's invoice customization feature is user-friendly, allowing for easy adjustments to templates, but some reviewers mention that it lacks advanced customization options compared to Zoho Invoice, which offers a more robust template library and greater flexibility in design.
- Reviewers mention that Wave's quality of support is a common pain point, with a score of 7.7, while Zoho Invoice shines in this area with a score of 8.9, indicating that users find Zoho's support team more responsive and helpful when issues arise.
- Users on G2 highlight that Wave's recurring billing feature is functional but lacks some automation capabilities, whereas Zoho Invoice's recurring billing is praised for its automation and ease of setup, making it a preferred choice for businesses with subscription models.
- G2 users report that Wave's digital billing capabilities are decent, but they often find Zoho Invoice's digital billing features superior, particularly in terms of integration with payment gateways and ease of use.
- Reviewers mention that Wave's accounts receivable automation is limited, which can lead to manual tracking, while Zoho Invoice excels with its comprehensive AR automation tools that streamline the invoicing process and improve cash flow management.
- Users say that while Wave offers basic financial statements, Zoho Invoice provides more detailed and customizable reporting and analytics options, allowing businesses to gain deeper insights into their financial health.
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Pricing
Entry-Level Pricing
Wave
Pay your staff
$20-$35
per month
$20/month base fee in Canada + 44 states
$35/month base fee in California, Florida, New York, Texas, Illinois & Washington
$4 additional per employee added
- Includes direct deposit.
- Employee portal to check pay stubs and history.
- Perfect for salaried and hourly workers, full-time or part-time.
Zoho Invoice
Free
$0
100% free. Forever.
Ideal for small businesses and freelancers.
- Bill multiple customers
- Create invoices, retainers, and credit notes
- Create multi-currency & multi-lingual invoices
Free Trial
Wave
Free Trial is available
Zoho Invoice
No trial information availableRatings
Meets Requirements
8.6
241
9.2
287
Ease of Use
8.9
242
9.1
289
Ease of Setup
8.9
112
9.0
147
Ease of Admin
8.8
109
9.4
133
Quality of Support
7.7
159
8.9
235
Has the product been a good partner in doing business?
8.6
101
9.3
128
Product Direction (% positive)
8.0
232
9.3
283
Features by Category
General Ledger
7.9
47
|
Verified
Not enough data
7.9
38
|
Verified
Not enough data
7.6
37
|
Verified
Not enough data
Accounts Receivable
8.7
65
Not enough data
8.3
46
|
Verified
Not enough data
8.1
40
|
Verified
Not enough data
Accounts Payable
8.0
29
Not enough data
8.2
44
|
Verified
Not enough data
7.2
25
|
Verified
Not enough data
Other Functionality
6.8
21
|
Verified
Not enough data
7.1
23
|
Verified
Not enough data
6.7
22
Not enough data
7.1
25
|
Verified
Not enough data
7.1
26
|
Verified
Not enough data
7.7
38
|
Verified
Not enough data
7.0
21
|
Verified
Not enough data
7.1
20
|
Verified
Not enough data
Reporting & Analytics
8.3
66
|
Verified
Not enough data
7.9
53
|
Verified
Not enough data
7.7
34
|
Verified
Not enough data
8.6
64
|
Verified
Not enough data
Platform
7.5
53
|
Verified
Not enough data
7.7
35
|
Verified
Not enough data
7.9
49
|
Verified
Not enough data
7.5
23
|
Verified
Not enough data
8.4
58
|
Verified
Not enough data
8.0
48
|
Verified
Not enough data
Integration
8.0
43
|
Verified
Not enough data
7.5
26
Not enough data
6.9
26
|
Verified
Not enough data
Cash Flow
8.1
26
|
Verified
Not enough data
8.4
29
|
Verified
Not enough data
7.9
22
|
Verified
Not enough data
Budgeting & Forecasting
7.7
34
|
Verified
Not enough data
7.3
19
|
Verified
Not enough data
6.8
13
|
Verified
Not enough data
7.3
21
|
Verified
Not enough data
Revenue
8.2
22
|
Verified
Not enough data
7.7
17
|
Verified
Not enough data
7.4
15
Not enough data
Payroll
7.3
15
|
Verified
Not enough data
7.1
12
Not enough data
6.9
15
|
Verified
Not enough data
7.9
19
|
Verified
Not enough data
AI
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Mobile Applications - Accounting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting
Not enough data
Not enough data
Bill Generation
8.0
33
8.9
129
8.4
36
9.4
120
8.2
32
9.0
104
Bill Processing
7.7
24
Feature Not Available
7.7
22
8.5
92
8.3
34
9.1
110
Integration
8.0
33
8.7
96
8.2
30
8.8
99
7.2
17
Feature Not Available
Agentic AI - Billing
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Reviews
Reviewers' Company Size
Wave
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Zoho Invoice
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Marketing and Advertising
15.9%
Information Technology and Services
6.2%
Accounting
5.2%
Design
4.8%
Computer Software
3.5%
Other
64.4%
Information Technology and Services
17.4%
Marketing and Advertising
11.0%
Computer Software
7.6%
Accounting
7.0%
Management Consulting
3.7%
Other
53.4%
Most Helpful Reviews
Wave
Most Helpful Favorable Review
Mark T.
Verified User in Information Technology and Services
I love the simplicity of it! So easy to set up and start using. Paystubs and invoices are auto-filled for your convenience as well. What's neat is that you can also switch accounts to manage the accounting of multiple businesses. Best of all everything is...
Most Helpful Critical Review
Josh W.
Verified User in Marketing and Advertising
Their customer service is horrible. If you can even get them, they have no problem lying right to your face. Read other review sites and you'll see!
Zoho Invoice
Most Helpful Favorable Review
Verified User in Information Technology and Services
It's straight forward and allows me to enter client details and job details that easily populate later.
Most Helpful Critical Review
Verified User in Printing
Customer service is poor, invoice options could be better so clients get a more professional look and feel
Mark T.
Verified User in Information Technology and Services
I love the simplicity of it! So easy to set up and start using. Paystubs and invoices are auto-filled for your convenience as well. What's neat is that you can also switch accounts to manage the accounting of multiple businesses. Best of all everything is...
Verified User in Information Technology and Services
It's straight forward and allows me to enter client details and job details that easily populate later.
Josh W.
Verified User in Marketing and Advertising
Their customer service is horrible. If you can even get them, they have no problem lying right to your face. Read other review sites and you'll see!
Verified User in Printing
Customer service is poor, invoice options could be better so clients get a more professional look and feel
Discussions
Is wave a good accounting software?
2 comments
MM
Yeah. It has most of the features required by a small business. You can request the team if you need anything in particular Read more
What is Wave Software?
2 comments
MM
Wave software is an easy to use Payroll and Accounting software. You can create invoices, send billings, track expenses, and all normal transactions...Read more
When will the VAT summary table be displayed in the Invoice PDFs? What should I do to enable it?
1 comment
AK
The table will be displayed after entering the tax rate details of the product/ service description. To enable this table and make other changes to the...Read more
Can we get triplicate invoice?
1 comment
ZC
Hi Deepak! Thanks for reaching out. In Zoho Invoice, you have the option to choose your default print preference under Settings > Preferences > General...Read more
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