The rules that affect the risk score include factors such as financial history, credit utilization, payment patterns, and any recent changes in financial behavior. These rules are designed to assess the likelihood of default or financial instability.

We have pre-set rules, based on our own data, but you have the option to add a rule that fits your business. Our machine learning is also offering you rules and you may decide to turn a few of them on. The rules can look at any of the sent data points and work as exact-match, velocity, data comparison, user behavior.